Select Lending Home Loans

Select Lending Home Loans


Mortgage Companies

About Us

First County Mortgage is a strategic alliance partner with Presidential Bank, a company that is local and has been around for a long time.  On any given day we have access to the best rates from an array of investors.  Our goal is to provide excellent customer service throughout the entire process.

Rachel Scott, affectionately known as “Rocky”, has been in real estate for over seven years. She continues to strive to bring customer service back in a time where most have forgotten that without the customer, there is no reason for the product. She recognizes that communication is a top priority during a real estate transaction since many times it is the biggest investment a customer will make.

Personally, military relocation is something Rocky knows all too well. Growing up as an Air Force brat she experienced the excitement and strife that relocation can bring to a family unit. Rocky has had immediate family on active duty in four of our military branches and proudly displayed a three star flag when three immediate family members were in active combat locations at the same time. Military relocation is close to her heart but a move is a move, and finding the right loan product for each client that best suits their specific situation is her highest priority.


  • Grant Programs for down payment assistance and closing costs*
  • 100% Financing Conventional and FHA*
  • 97% Financing Conventional with reduced PMI*
  • Special programs for First-time Home Buyers and Community Servants*
  • *Income and qualifying guidelines apply, get an official Loan Estimate before choosing a loan.


Homebuying Process Made Easy
Is it time to refinance?
Rehab Loan Program *After improved value capped at lessor of appraised value or cost basis.

Rep/Contact Info

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View Personal Bio
Rachel 'Rocky' Scott

Contact Us

Amy Frazier

Yovonne Letsome
Office Administrator

Sarah Langland
Events Coordinator

Culpeper Chamber of Commerce
629 Sperryville Pike, Suite 100
Culpeper, VA 22701

Phone: (540) 825-8628

Chamber Office Hours:
8:30 AM -4:30 PM, Monday – Friday

Culpeper Chamber of Commerce
629 Sperryville Pike
Suite 100
Culpeper, VA 22701

Phone: 540.825.8628